Commercial Loan Documentation Made Simple
Every commercial financing transaction is different. The documents needed to obtain preliminary financing terms depend on the loan program, property type, and borrower qualifications.
Select your financing category below to review the information commonly requested by commercial lenders. Once your transaction moves forward, our lending team will provide a specific document checklist based on your selected loan program and lender requirements.
01
$150,000–$500,000
Preliminary Needs List
This program does not generally require tax returns or income verification.
02
$500,000–$1,000,000
Preliminary Needs List
Minimum liquidity generally equals 20% of the requested loan amount, with required net worth of four times the loan amount, subject to lender verification.
03
Preliminary Needs List
04
Preliminary Needs List
05
Preliminary Needs List
Requirements vary significantly between 1–4 unit investment properties and larger commercial multifamily transactions.
06
Preliminary Needs List
07
Preliminary Needs List
These lists are preliminary guidance, not universal underwriting requirements. Document requirements vary by lender, transaction, and loan program. Additional information may be requested during underwriting.
Borrower forms are being prepared and will be available here once approved.
Summary of personal assets, liabilities, and net worth.
List of real estate holdings, values, debt, and income.
Outstanding business debts, balances, and payments.
One workbook combining the three core borrower schedules.
Unit-by-unit tenants, lease terms, and rents.
Property income and expenses for the most recent 12 months.
Key terms of existing commercial leases.
Borrower, property, and loan request information.
Authorization to review borrower/guarantor credit.
Taxpayer identification request form.
Review the preliminary documentation requirements for your financing scenario.
Gather the applicable property and financial information.
We will review your financing scenario and identify any additional documents needed for lender evaluation.
You do not need to assemble a complete underwriting package to begin exploring your loan options. Tell us about your property, business, and financing needs. We will help determine the next steps.