Commercial Real Estate & Business Financing
Multifamily • Commercial Property • SBA • Business Financing
Explore commercial financing solutions for investors, property owners, and businesses. From multifamily and commercial property loans to SBA, equipment, and business financing, Loan Factory Commercial helps connect borrowers with appropriate financing options.
Cash-Out Available • Interest-Only Options • Flexible Credit Profiles • No Application Fee Programs
Programs vary and are subject to lender guidelines.
$250K to $300M+
Financing Requests
Commercial & Business
Financing Solutions
Step 1 of 8
Intake Form
What type of financing do you need?
Maturity & Balloon Risk
Commercial Loan Maturing?
Your Current Lender Is Not Your Only Option.
Higher rates, changing property values, tighter underwriting, reduced debt-service coverage, and evolving lender requirements can make refinancing more difficult than expected.
Loan Factory Commercial helps property owners explore alternatives for upcoming maturities, balloon payments, bank renewals, cash-out requests, and refinancing challenges.
Not Every Deal Fits a Bank.
That does not necessarily mean the transaction is dead.
Bank Turn-Downs
Low DSCR
Flexible Credit Profiles
Transitional Properties
Cash-Out Requests
Time-Sensitive Closings
Property Condition Issues
Complex Ownership Structures
Unique Real Estate Transactions
Different lenders have different credit boxes, leverage limits, property preferences, debt-service requirements, and underwriting standards. A transaction declined by one lender may fit another financing source.
Financing Solutions
Commercial and investment real estate financing.
Commercial Real Estate Financing
Refinance, cash-out, loan maturities, multifamily, industrial, retail, mixed-use, office, owner-occupied properties, and specialty real estate.
Multifamily Financing — 5+ Units
Financing for 5+ unit multifamily properties, with property cash flow and borrower qualifications reviewed under applicable commercial lending guidelines.
- Property cash-flow review
- Cash-out refinance
- Interest-only options
- Purchase and refinance options
- Flexible credit profiles
- Portfolio investor solutions
Fix & Flip / Bridge Financing
Short-term financing for acquisitions, renovations, transitional properties, and time-sensitive real estate opportunities.
- Interest-only options
- Rehab financing
- Short-term financing
- Flexible property condition
- Fast-close programs
- No application fee programs available
Equity Access
Cash-Out & Equity Solutions
Access equity from commercial and investment properties without selling the property.
- Acquire additional real estate
- Renovate or reposition properties
- Consolidate debt
- Improve liquidity
- Fund business needs
- Build reserves
Program features vary by lender and transaction and are subject to lender guidelines.
Cash-Out Financing
Access Your Equity Without Selling.
Commercial and rental property owners may be able to convert accumulated equity into usable capital while retaining ownership of the property.
Commercial • Multifamily • Bridge • Portfolio Properties
Cash-out options may be available for acquisitions, renovations, reserves, debt consolidation, business purposes, and portfolio expansion.
Multifamily Financing — 5+ Units
Financing Built for Multifamily Investors
Commercial multifamily financing considers the property's income, expenses, debt-service coverage, and borrower qualifications. 1–4 unit investment-property DSCR loans remain within the Loan Factory residential lending channel.
- Property Cash-Flow Review
- Cash-Out Available
- Interest-Only Options
- Purchase & Refinance Options
- Flexible Credit Profiles
- Portfolio Investor Programs
Fix & Flip / Bridge
Move Quickly When the Opportunity Is Time-Sensitive.
Bridge and fix-and-flip financing for acquisitions, renovations, transitional properties, and transactions that may require faster or more flexible underwriting than a conventional bank can provide.
- Interest-Only Options
- Rehab Financing
- Short-Term Capital
- Flexible Property Condition
- Fast-Closing Programs
- No Application Fee Programs Available
How It Works
01
Submit Your Deal
Tell us about the property, current financing, requested loan amount, and what you are trying to accomplish.
02
Deal Review
We evaluate the transaction, property type, requested structure, timing, credit profile, and potential financing channels.
03
Explore Financing Options
Qualified transactions may be matched with financing sources whose programs align with the deal.
The Lowest Rate Is Not Always the Best Financing Structure.
Real estate financing may depend on leverage, cash flow, property type, timing, prepayment structure, interest-only availability, documentation requirements, and the borrower's long-term objectives.
Capital Access
Multiple financing channels.
Deal Structuring
Financing matched to the transaction.
Real Estate Focus
Commercial and investment property financing.
Have a Real Estate Financing Challenge?
Tell us about the property and what you are trying to accomplish.
Prefer to talk? Call (800) 303-4883Commercial • Multifamily • Cash-Out • Bridge • Construction • SBA • Equipment • Business Financing